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Fees & Guarantee

Fees & Guarantee

The fees are per person unless the debt is in joint names. There are not any hidden fees. The full amount of up front fees can be worked out from the information shown on the site. Fees are confirmed and agreed with you before you or we proceed.

Fast Track

Upfront Fees

The fees are broken down into two parts.

  • Auditing
    • First Debt £350
    • Subsequent Debts £250 each
  • 10% of the debt balance

Fees can be paid via credit/debit card (including a card that is being used for Debt Write Off - in which case a surcharge is levied), bank transfer or Cheque. Auditing will not start until funds have cleared. It is important that you make any necessary payments to your lender until you are told the outcome of the audit. At the outcome you will be told whether to stop payments for that debt because the debt has been accepted or given a full refund of your fees if the debt is enforceable. In which case you need to continue paying.

(NOTE:If you cannot pay the fees up front we can arrange for some of the fees to be paid over a 6 month period. This method incurs additional costs. Please ask for details.)

Example fees

1) One Credit Card with a total balance of £10,000:

  • Up-front fees - First Credit Agreement £350 PLUS 10% of the total debt balance
    • Total Paid Up-front £350 PLUS £1,000 = £1,350
  • Total Saved by you £10,000 - £1,350 = £8,650

2) Six Credit Cards with a total balance of £27,000:

  • Up-front fees - First Credit Agreement £350, Subsequent Credit Agreements £250 each PLUS 10% of the total debt balance
    • Total Paid Up-front £1,600 PLUS £2,700 = £4,300
  • Total Saved by you £27,000 - £4,300 = £22,700

Debt Audit

Upfront Fee

The fee is per person unless the debt is in joint names. There are not any hidden fees. The Fee is confirmed and agreed with you before you or we proceed.

  • Auditing
    • First Debt £175
    • Subsequent Debts £175 each

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